How to handle health insurance as a travel nurse is a common question. Many travel nurses struggle with finding the right health insurance.
Choosing health insurance for travel nursing staff can be tricky since they have multiple insurance options.
Although some jobs offer health insurance plans, these plans are not always the best for their needs. When available, these plans can be lacking in nurses’ coverage and are sometimes too expensive. Getting your own private health insurance will ensure that you’ll have permanent coverage throughout the year.
The best type of insurance plan covers the nurses, no matter what state their next job assignment is at. Generally, health insurance plans are of two types namely short-term and individual insurance plans. Short-term health insurance plans are cheaper than individual insurance but do not have as many comprehensive benefits.
Short term health insurance is usually a preferred option for nurses who are:
However, you must remember that these plans are not as reliable as the average individual plan and may deny you coverage based on pre-existing conditions. They may also not cover certain healthcare services, such as dental care.
Hence, travel nurses are advised to take health insurance for themselves. These professionals are always putting their lives in danger, so insurance coverage will be a helpful step for them.